My Financial Mentors Resource Kit

We use the Wellness Wheel to help you step back and see the bigger picture — the areas of your life that feel secure, and the areas that may need more attention or safeguards. It gives you a clearer understanding of where you and your family may be exposed to unexpected events, and where small changes can create meaningful long-term impact.

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The Wellness Wheel aligns the three core areas of financial advice:

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• Cash Flow -How money moves through your life today.

• Wealth -How you grow, protect and structure your assets over time.

• Contingency -How you defend your family and future from the unexpected.

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Together, these create a balanced, practical foundation for confident decision-making.

Our wealth philosophy is built on evidence.  We help you understand how your wealth works and how to structure it, so it supports the life you want rather than your job or the market dictates.

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Experience shows that a well-designed and consistently managed approach to your core family wealth increases the likelihood of a calmer, more secure life, aligned with your values and long-term priorities.

We also follow a goal-based investing approach. Each goal has its own tailored strategy and timeframe, creating focused “sub-portfolios” that aim to give you the highest chance of success.

Cash flow challenges rarely come from one issue alone.  They’re usually the result of patterns, pressures or habits that build up quietly over time. We take the time to uncover what’s really driving the strain and work with you to create practical, realistic solutions that bring your day-to-day finances back into balance.  Without judgement. 

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When you’re no longer carrying the weight of constant cash flow stress, life feels noticeably lighter.

That sense of breathing room gives you the freedom to make better decisions, plan ahead and feel more in control.

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With a steadier foundation in place, the other areas of your financial planning; 

wealth building, protection and long-term goals can become far more effective and aligned with the future you want.

We take you through a thoughtful process that helps you understand where you, your family or your business and partners may be vulnerable to serious setbacks or unexpected events. These gaps aren’t always obvious.

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Our role is to help you see the full picture and know the small print in the policies— what’s protected, what isn’t, and what could place strain on your future if left unaddressed. Once there’s clarity, we work with you to create practical strategies that strengthen your safety net and bring genuine peace of mind.

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We also structure any policies to optimise your cashflow through strategic superannuation offsets as an example.